Restaurant Insurance

As a restaurateur, you know there are many ingredients needed to run a successful business. And restaurant ownership is challenging enough, without having to worry about food spoilage caused by equipment breakdown, fire damage, and employee or customer injuries onsite.

Restaurant insurance helps protect you from the risks you face as a restaurant owner so you can put your focus where it belongs: your food, your customers, and providing a great experience. Adequate restaurant insurance can reduce exposing your restaurant to unneeded risk, and ensures your restaurant is ready to do business.

We offer insurance to cover all food service businesses including:

• Fine Dining
• Bar and Tavern
• Café and Deli
• Catering
• Food Trucks
• Diners
• Pizzerias
• And more…

Some restaurants require specialized coverages, and we can help you navigate the issues facing the type of business you own, or wish to create.

There are typically core areas to making a solid restaurant insurance plan. These coverages include:

• General Liability and Property Insurance which protects restaurants through general liability property insurance, loss of income coverage and more. It may also provide protection against lawsuits and other financial liabilities that result from customers slipping on a wet floor, or building damage from fire, or lawsuits and other business related risks.
• Workers' Compensation Insurance can help cover medical costs and a portion of lost wages for employees who become sick or are injured on the job.
• Business Crime insurance protects you from losses both within and outside your restaurant from employee theft, robbery and forgery.
• Vehicles used in your restaurant business need to be considered.

Other coverages to consider include:

•  Cyber Liability
• Employee Practices Liability
• Off-Premise Liability
• Liquor Liability

Contact us today to discuss your restaurant.

There’s no such thing as a one-size-fits-all insurance policy.

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.

We’re your neighbors. We protect businesses and people we know and care about, and that means we look for ways to protect you better, including carefully choosing the insurance companies we represent.

We desire to be a client-focused agency that is recognized as a trusted insurance advisor in our communities. We value long lasting relationships with our clients, built on a commitment to excellence, continual improvement and a high standard of customer service.

Contact us today and we’ll get to work finding the right fit for you. What matters to you, matters to us.